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PrePaid Debit Cards

Heading AccountNow Prepaid Visa® Card Instant Guaranteed Approval* – no credit check, no security deposit $0 ACTIVATION FEE – when you load your card by direct deposit Free Direct Deposit – no more check cashing fees Free Online Check Writing – no need for expensive money orders Free Credit Builder† – bill pay transactions are reported to PRBC® No Overdraft Fees – no minimum balance required Reloadable - $10,000 balance limit Apply Now!   AccountNow™ Vantage Debit MasterCard® Instant Guaranteed Approval* – no credit check, no security deposit $0 ACTIVATION FEE – when you load your card by direct deposit Free Direct Deposit – no more check cashing fees Free Online Bill Pay – no need for expensive money orders Free Credit Builder† – bill pay transactions are reported to PRBC® No Overdraft Fees – no minimum balance required Reloadable - $10,000 balance limit Apply Now!   All-Access® Visa® Prepaid Card Features and Benefits 100% Approved - no credit check and bad credit is okay $10,000 Load Capacity - reloadable at retailers nationwide No Upfront Payment - and no minimum balance requirements FREE Savings Accounts - higher rate than most national banks FREE Instant Transfers - send money to other cardholders FREE Account Alerts - email or text messages on account activity FREE Direct Deposit - make payday faster and safer Online Bill Pay - pay bills to anyone at any time, online Extra Cards - on the same account for family members or yourself Apply Now!   All-Access® MasterCard® Prepaid Card NO MONTHLY fee (ideal for occasional use) 100% approved with no credit check No upfront payment and no minimum balance $10,000 reload capacity nationwide No bounced checks or overdraft fees No bank account required Free Account Alerts Choice of GOLD or BLACK designs Apply Now!   Allow Card™ Prepaid MasterCard® Advantages Prepaid MasterCard Card, an alternative solution to credit cards or checking accounts. Safer to carry than cash Tracking of all expenditures Financial training Teaches accountability Great for emergency situations Reloadable daily, weekly, monthly The program has over 35 parental control features No Overdraft fees No Interest fees Never a late fee Apply Now!   The BuyRIGHT Prepaid MasterCard® Get cash at over 900,000 ATMs worldwide Pay your bills online or over the phone Eliminate payday hassles with free direct deposit Accepted at millions of MasterCard locations worldwide NO credit checks NO employment verification NO monthly or annual fees Apply Now!    Eufora™ MasterCard® Card - The Income Opportunity Card™ Guaranteed Approval† No Credit Check $5,000 Maximum Card Balance Cash Rewards Program Auto Sweepstakes 5 Ways to Load Funds MasterCard® Benefits Apply Today!    Eufora MasterCard – Rebuild your credit today! Guaranteed Approval† No Credit Check $5,000 Maximum Card Balance Cash Rewards Program Auto Sweepstakes 5 Ways to Load Funds MasterCard® Benefits Apply Today!    First Vineyard MasterCard® Card Receive cash back from your own spending Receive cash compensation from the spending of anyone in your compensation tree. Live debt free and receive compensation for your everyday spending. Reload your card directly from your payroll or bank account Powerful Online Account Management Online Bill Payment service included – Pay your bills directly with our powerful bill payment service Card Accepted at 30 Million merchants & One Million ATM machines Apply Now!    READYdebit™ Card Better than a checking account – Great online bill pay service with no overdraft, bounced check or NSF fees – EVER! READYdebit is simply the best prepaid Visa card on the Net! 100% Approval Guaranteed!> – No Chexsystems or credit checks, bankruptcy okay! Pay Nothing Now! – No deposits or prepayments required to get your card. FREE Direct Deposit! – stop paying to cash your paycheck. FREE phone and online access to your account! It's FREE to check your balance online or over the phone! No declined transaction fees! Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations. Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection. Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER! Apply Now!   Baby Phat Prepaid Visa® RushCard Show your style with the BabyPhat RushCard NO monthly, NO annual fees and NO hidden fees Quick and easy! Everyone is eligible! NO credit check FREE direct deposit of pay, tax refund, and government benefits Access your money at over 850,000 ATMS Free 24x7 customer service, activity status, & balance inquiries Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone Helps control debt-you can't overspend! Apply Now!   Prepaid Visa® RushCard Created by Russell Simmons to provide Financial Freedom and Respect NO monthly, NO annual fees and NO hidden fees Quick and easy! Everyone is eligible! NO credit check FREE direct deposit of pay, tax refund, and government benefits Access your money at over 850,000 ATMS Free 24x7 customer service, activity status, & balance inquiries Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone Helps control debt-you can't overspend! Apply Now!   Vision Premier Prepaid Visa® Card 100% approval with no credit check FREE unlimited purchase transactions FREE Direct Deposit – no more check cashing fees FREE Account Alerts – email and/or SMS text messages Pay any bill: rent, cellular phone, insurance, utilities, etc. Load cash at over 100,000 participating retail locations Take Control – no late fees, no interest fees, no NSF fees Withdraw cash at millions of ATM machines Low Weekly Fee – less than a dollar a week ($.95) – or, FREE with Direct Deposit!     Western Union® Prepaid MasterCard® Carry your money safely and conveniently. Shop online anywhere MasterCard debit cards are accepted. Check your Card balance anytime online or over the phone. Reload your Card at any participating Western Union Agent location in the United States. No credit checks! No lengthy applications! Shop wherever MasterCard debit cards are accepted – even online Efficiently manage your money and pay bills because you control how much you put on the Card. Easy to Get, Easy to Use The power of cash. The convenience of plastic. Apply Now!   Western Union® Prepaid Visa® Card Limited time offer: Use yourWestern Union Prepaid Visa Card to pay for a Western Union Money Transfer®transaction or make a bill payment using Western Union Quick Collect online atWesternUnion.com or by calling 1-800-Call-Cash and $5 will be rebated back ontoyour Western Union Prepaid Visa Card. Apply today!   Wired Plastic™ Prepaid Visa® Card New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide No Bounced Check, NSF and Overdraft Charges EVER! FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls FREE Bill Pay Service - Pay Anyone Online or Over the Phone FREE Credit Builder with Overdraft Protection FREE Mobile & Email Alerts FREE Direct Deposit - Eliminate Check Cashing Fees Add Cash Instantly at 100,000 Retail Locations Nationwide Apply Now!   UPside Visa® Prepaid Card Reloadable prepaid Visa® card for teens, managed by parents. No activation fee, no monthly or yearly fee. Created for families’ needs with full parental control. Quick, easy online application. Free money loading with direct deposit. Accepted anywhere Visa debit cards are accepted, including abroad and online. Apply Now!   UPside Visa® Prepaid Card Reloadable prepaid Visa® card for 18-25 year olds. No activation fee, no monthly or yearly fee. Great solution for a debt-free financial future as it has no APR or overdraft allowance. Quick, easy online application. Free money loading with direct deposit from friends, family and employers. Free and instant card-to-card transfer, perfect for IOUs, birthdays, holidays, etc. Accepted anywhere Visa debit cards are accepted, including abroad and online. Apply Now!                                 Top 5 Reasons to get a Reloadable Prepaid Credit Card Know when a reloadable prepaid credit card is right for you There are tons of reasons to have a prepaid credit car, including the safety of not having cash, the convenience of a credit card without a credit check and staying away from NSF and check cashing fees. Read on to learn more. Wait! What is a prepaid credit card? You pay in advance to get credit? Nope! It’s really a debit card that works like a credit card (the peeps in the know call it a prepaid debit card, not a prepaid credit card). Here are the top 5 reasons to get a prepaid credit card (uuhhmm……prepaid debit card). #1: Safety of not having cash Prepaid cards are safer than cash. If it’s stolen, you can get a replacement card. And, unless you’re dumb enough to write your ATM PIN on the card, no one can steal your money from your card. Both Visa and MasterCard have a zero liability policy. And since it's not tied to your bank account, there's only so much a crook can get. #2: Budgeting, no more finance charges If you got the jones for shopping and rack up fees on your credit card or keep getting hit on the head with NSF fees, you may want to come this way. You can spend only what you put on the card, nothing more….unless you’re dumb enough to get a prepaid card that allows you to overdraft. #3: You can’t get a credit card anymore If you're stuck in credit card debt, a prepaid credit card might be right for you. It works like a credit card, but without a credit check. Prepaid credit cards have a Visa logo or MasterCard logo on them. They work just like credit cards. You can shop online, get hotel rooms and gas with them. Since they’re prepaid, it don’t matter what your credit is. #4: Say good bye to check cashing fees Most prepaid cards allow you to have your pay sent directly over to your card. Walk across to an ATM and take out cash. Works much better than standing in line at a check casher! And it don’t matter if you’re in chexsystems. #5: Financial lifeline for your kids Get your children a prepaid credit card. You'll be able to restrict how much they spend and will know what they're spending money on. And if they're out of town and in a bind, you can load money on the card and they'll be able withdraw cash from an ATM immediately.   Top 5 Reasons NOT to get a Reloadable Prepaid Credit Card When is prepaid credit card the wrong product? A reloadable prepaid credit card is really a debit card that works like a credit card. You pay in advance and can spend only as much as is available on the card. Prepaid Visa and MasterCards are available and offer the same type of protection as credit cards, without the finance charges. There’s nothing wrong with a prepaid credit card, but it’s not the best product for everyone. #1: You can get a credit card, and can pay your bills on time Prepaid cards charge higher fees than credit cards - as long as you can pay your credit card on time and don’t have to pay finance charges. If you’re afraid you’ll go overboard, then a prepaid card is right for you. But if you can get a credit card and know you won’t go overboard and will always be able to pay on time, you should to consider a credit card. And even though prepaid credit cards have high fees, they aren’t predatory like check cashing. #2: You can control your spending Prepaid credit cards only let you spend as much as is on your card (and beware of those that let you go over and charge you NSF fees). If you have the discipline to stick to a budget go with a credit card. If you need someone to make sure you stick to your budget, go with a prepaid credit card. #3: Few Rewards Few prepaid credit cards offer rewards. Lots of credit cards offer rewards – free tickets, cash back, gifts, you’ll be able to find something if you look around. But you’ll have to look real hard if you want a prepaid debit card with rewards. #4: You could earn interest on your money Prepaid credit cards rarely, if ever, pay interest on your deposits. With credit cards, you pay after you’ve made your purchase and could some interest by keeping the money in a bank. It may not be much, but it may help. #5: You want to improve your credit score Some cards claim to help you improve your credit scores. While debit cards normally don’t hurt your credit score, they don’t help much either. If you’re thinking of a card that promises to improve your credit ask what they report and which bureaus they report to.    How do these cards work? You first open an account - you can do this either at a store, on the phone or online. You then put money onto your card and then you can spend the money where ever the card is accepted. You can even withdraw cash at ATMs. ·  Are prepaid debit cards widely accepted? Most prepaid debit cards either have a Visa logo or a Mastercard logo on them. Generally, merchants who accept Visa or Mastercard will accept prepaid debit cards. Some car rental companies do not accept Debit cards and at some gas stations certain cards may not work at the pump or may have an limit of how much gas you can get. With most prepaid debit cards you can get gas by paying at the counter. Certain merchant who sell high ticket items on installment plans will restrict the usage of prepaid cards. Also, some cards are marked as US only and cannot be used outside the US. ·  Can I get a prepaid credit card if I can't get a regular credit card? Yes! Most prepaid cards will not run a credit check on you. They will collect your information in order to verify your identity and for compliance with regulations. ·  How do I put money onto a prepaid debit card? Different cards have different ways of adding money onto them. Almost all cards will accept cash loads - where you walk into a location and hand over cash. Many cards will also accept direct deposits from employers and from the government for benefits. Some cards will accept ACH transfers, checks, Money Orders, paypal and bank transfers. Very few cards will accept payments from credit cards. ·  Can prepaid debit cards be used to rent a car? Some rental car companies do not accept prepaid debit cards while making a reservation. Thrifty, for example, accepts prepaid debit cards for payment at the end of the rental, but not when the car is picked up. With some rental car companies certain locations accept prepaid debit cards when picking up the car, while other locations will not. Your ability to rent a car with a prepaid card will also depend on the card you have. Some cards have turned off car rental companies while other set certain criteria to rent cars. ·  Can prepaid debit cards be used to buy gas? Almost all prepaid debit cards can be used to buy gas. However, the way they work when you pay at the pump for automated fuel dispensers varies by card. Some cards will hold around $30 when you swipe the card at the pump. Even if you don't fill up for $30, this amount won't be available until the merchant settles the transaction - which could take a day or more. Some other cards don't let you pay at the pump at all. Instead you'll have to go to the counter to pay for gas. ·  Can a prepaid debit card be used with paypal? In most cases you will be able to move money from a prepaid debit card to a payapl account. If the prepaid debit card allows direct deposit you might be able to move money from a paypal account to a prepaid debit card. Paypal does block transfers to some prepaid debit cards. Green dot is known to have been blocked by paypal.   Prepaid debit cards are great financial tools and may be just the financial tool you need. Here are 10 real life reasons why you need a prepaid debit card today: Prepaid debit cards help you live within a budget because you are not borrowing money. The money you spend is yours – you load the prepaid debit cards with your money. When using a credit card you’re borrowing money (from your card provider) to purchase the things you want. However, with prepaid debit cards, the money you spend is your own. Prepaid debit cards help you control your spending habits, because you cannot spend more than the amount you have on your card. Prepaid debit cards give you access to all your money. When managing a checking account, you are not likely to draw the balance down to zero for fear of overdrawing the account. Prepaid debit cards do not have negative balance fees and therefore, you can draw the balance down to zero and use all your funds. Prepaid debit cards are the perfect way to pay independent contractors for your small business. Issue your contractor a prepaid debit card and load funds onto the card whenever you want to pay them for a completed job. Prepaid debit cards can be used to send money to anyone. Prepaid debit cards allow you to have companion or linked cards attached to one account. In this case, you keep one card for yourself and send the second one to the individual you wish to send money to. Such examples include: Child support payments Children who live some place other than your home (divorced). College students Husband or wife on extended trips or work duty Once they have received their card, you can add cash to the card account. The other person, using their prepaid debit card, can access the nearest ATM for cash or merchant to make purchases. Their money is instantly available worldwide. And it's less expensive and faster than money transfer companies. Prepaid debit cards have the great advantage of not allowing companion cards to be overdrawn. When the money is gone, it’s gone. If your a college student has a problem managing their checking account, give them a prepaid debit card. It protects them from ruining their credit and bank rating. Prepaid debit cards are a safer way for employees to receive their salaries. Statistics indicate that in the United States over 3 million payroll checks are stolen each year. However, with direct deposit combined with prepaid debit cards, there is no worry of that ever happening. Also, through the use of direct deposit and prepaid debit cards, you will have immediate access to wages, 24 hours a day, 365 days a year - no matter what part of the world you're in. You will also save time by having your salary deposited to your prepaid debit card - no more standing in long lines to cash your check. Prepaid debit cards are easier to get than credit cards. They require no bank account, no employment verification, no credit checks and no security deposit. If you've been turned down for traditional bank issued credit cards because of poor credit, bad credit or no credit at all, try applying for a pre-paid debit card. Some prepaid debit cards have a built in credit reporting feature which make it easier for people with bad credit to rebuild their credit histories by reporting their monthly payments to the major credit reporting bureaus. Prepaid debit cards are a convenient and affordable solution for people who have ruined their credit or bank rating. For the credit challenged group, pre-paid debit cards serve as bank accounts that protects them from further problems. Since they are using their own money, they can access cash or make purchases at merchants such as gas stations, grocery stores or convenience stores. Prepaid debit cards allow cash deposits 24 hours a day, 7 days a week. For example, let’s say you wanted to make a purchase on the Internet, on a Sunday, for $450. You have the money but not all of it in your checking account. Your checking account has $300 and you have the remaining $150 in cash. Typically, you would have to wait for the bank to open Monday before you could deposit the funds to make your purchase. However, with prepaid debit cards, you can go to a reload center (usually a Green Dot or MoneyGram retailer) and have the cash added to your card within a few minutes 24 hours a day.